BoatCostReal ownership math

Florida · Bowrider

What does a bowrider cost in Florida?

Planning defaults for Florida: wet slip about $32/ft/month, 12 months in the water, gasoline around $3.20/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$987

$592 per outing

Most of this bill shows up whether you launch or not.

Fixed

$7,964/yr

$664/mo

Variable

$3,877/yr

Fuel + maintenance

Year-5 equity

Estimated value $30,673 vs loan balance $26,486.

Principal & interest$6,490/yr
Insurance$1,196/yr
Slip / storage$250/yr
Winterization$0/yr
Registration$28/yr
Fuel$1,677/yr
Maintenance$2,200/yr
Annual total$11,842/yr

Cruise burn 10.5 gph at $3.20/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a bowrider in Florida?
This page starts from a 20-foot bowrider at $55,000 with Florida slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Florida?
Florida is modeled with 12 months in the water. Wet-slip cost uses $32/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Florida multiplier of 1.45. Replace it with a local quote when you have one.

Other boats in Florida

Bowrider cost in other states