BoatCostReal ownership math

Massachusetts · Sailboat

What does a sailboat cost in Massachusetts?

Planning defaults for Massachusetts: wet slip about $36/ft/month, 6 months in the water, gasoline around $3.50/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,752

$1,168 per outing

Most of this bill shows up whether you launch or not.

Fixed

$18,293/yr

$1,524/mo

Variable

$2,731/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$1,142/yr
Slip / storage$6,480/yr
Winterization$590/yr
Registration$50/yr
Fuel$181/yr
Maintenance$2,550/yr
Annual total$21,023/yr

Cruise burn 1.1 gph at $4.00/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a sailboat in Massachusetts?
This page starts from a 30-foot sailboat at $85,000 with Massachusetts slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Massachusetts?
Massachusetts is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Massachusetts multiplier of 1.12. Replace it with a local quote when you have one.

Other boats in Massachusetts

Sailboat cost in other states