BoatCostReal ownership math

Maryland · Sailboat

What does a sailboat cost in Maryland?

Planning defaults for Maryland: wet slip about $28/ft/month, 8 months in the water, gasoline around $3.35/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,724

$1,149 per outing

Most of this bill shows up whether you launch or not.

Fixed

$17,961/yr

$1,497/mo

Variable

$2,722/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$1,163/yr
Slip / storage$6,720/yr
Winterization$0/yr
Registration$48/yr
Fuel$172/yr
Maintenance$2,550/yr
Annual total$20,683/yr

Cruise burn 1.1 gph at $3.80/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a sailboat in Maryland?
This page starts from a 30-foot sailboat at $85,000 with Maryland slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Maryland?
Maryland is modeled with 8 months in the water. Wet-slip cost uses $28/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Maryland multiplier of 1.14. Replace it with a local quote when you have one.

Other boats in Maryland

Sailboat cost in other states