BoatCostReal ownership math

Utah · Personal watercraft

What does a personal watercraft cost in Utah?

Planning defaults for Utah: wet slip about $12/ft/month, 6 months in the water, gasoline around $3.25/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$389

$292 per outing

Most of this bill shows up whether you launch or not.

Fixed

$3,149/yr

$262/mo

Variable

$1,522/yr

Fuel + maintenance

Year-5 equity

Estimated value $8,923 vs loan balance $7,705.

Principal & interest$1,888/yr
Insurance$288/yr
Slip / storage$500/yr
Winterization$438/yr
Registration$35/yr
Fuel$562/yr
Maintenance$960/yr
Annual total$4,671/yr

Cruise burn 5.8 gph at $3.25/gal. SFC estimate, not a sea trial.

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Questions

How much is a personal watercraft in Utah?
This page starts from a 11-foot personal watercraft at $16,000 with Utah slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Utah?
Utah is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Utah multiplier of 0.9. Replace it with a local quote when you have one.

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Personal watercraft cost in other states