How much is a personal watercraft in South Dakota?

This page starts from a 11-foot personal watercraft at $16,000 with South Dakota slip, insurance, and fuel defaults. Change the price to match a listing.

Do I need a wet slip in South Dakota?

South Dakota is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.

Is insurance different here?

The insurance estimate is a percentage of price times a South Dakota multiplier of 0.85. Replace it with a local quote when you have one.

South Dakota · Personal watercraft

What does a personal watercraft cost in South Dakota?

Planning defaults for South Dakota: wet slip about $8/ft/month, 5 months in the water, gasoline around $3.20/gal, plus winterization. Most of this bill shows up whether you launch or not.

BoatTypePrice$LengthftHorsepower (each)hpEnginesFuel

How you payLoanDown payment$APR%Illustration rate, not a quote.Termyrs

Where you keep itStateStorage

How you use itHours per yearOutings per yearZero outings still shows the bill. Most of it shows up whether you launch or not.Cruise load factorInsurance override (annual)$Blank uses the estimate. Any number, including 0, wins.Slip / storage override (annual)$Maintenance override (annual)$

All-in monthly

$386

$290 per outing

Most of this bill shows up whether you launch or not.

Fixed

$3,123/yr

$260/mo

Variable

$1,514/yr

Fuel + maintenance

Year-5 equity

Estimated value $8,923 vs loan balance $7,705.

Principal & interest	$1,888/yr
Insurance	$272/yr
Slip / storage	$500/yr
Winterization	$438/yr
Registration	$25/yr
Fuel	$554/yr
Maintenance	$960/yr
Annual total	$4,637/yr

Cruise burn 5.8 gph at $3.20/gal. SFC estimate, not a sea trial.

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All-in $386/mo · $290 per outing

Questions

How much is a personal watercraft in South Dakota?: This page starts from a 11-foot personal watercraft at $16,000 with South Dakota slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in South Dakota?: South Dakota is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?: The insurance estimate is a percentage of price times a South Dakota multiplier of 0.85. Replace it with a local quote when you have one.

What does a personal watercraft cost in South Dakota?

Questions

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