Florida · Personal watercraft
What does a personal watercraft cost in Florida?
Planning defaults for Florida: wet slip about $32/ft/month, 12 months in the water, gasoline around $3.20/gal. Most of this bill shows up whether you launch or not.
All-in monthly
$345
$259 per outing
Most of this bill shows up whether you launch or not.
Fixed
$2,630/yr
$219/mo
Variable
$1,514/yr
Fuel + maintenance
Year-5 equity
Estimated value $8,923 vs loan balance $7,705.
| Principal & interest | $1,888/yr |
|---|---|
| Insurance | $464/yr |
| Slip / storage | $250/yr |
| Winterization | $0/yr |
| Registration | $28/yr |
| Fuel | $554/yr |
| Maintenance | $960/yr |
| Annual total | $4,144/yr |
Cruise burn 5.8 gph at $3.20/gal. SFC estimate, not a sea trial.
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Questions
- How much is a personal watercraft in Florida?
- This page starts from a 11-foot personal watercraft at $16,000 with Florida slip, insurance, and fuel defaults. Change the price to match a listing.
- Do I need a wet slip in Florida?
- Florida is modeled with 12 months in the water. Wet-slip cost uses $32/ft/month.
- Is insurance different here?
- The insurance estimate is a percentage of price times a Florida multiplier of 1.45. Replace it with a local quote when you have one.