BoatCostReal ownership math

Texas · Pontoon

What does a pontoon cost in Texas?

Planning defaults for Texas: wet slip about $16/ft/month, 12 months in the water, gasoline around $2.95/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$712

$475 per outing

Most of this bill shows up whether you launch or not.

Fixed

$6,269/yr

$522/mo

Variable

$2,278/yr

Fuel + maintenance

Year-5 equity

Estimated value $25,096 vs loan balance $21,670.

Principal & interest$5,310/yr
Insurance$659/yr
Slip / storage$250/yr
Winterization$0/yr
Registration$50/yr
Fuel$928/yr
Maintenance$1,350/yr
Annual total$8,547/yr

Cruise burn 7.9 gph at $2.95/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a pontoon in Texas?
This page starts from a 22-foot pontoon at $45,000 with Texas slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Texas?
Texas is modeled with 12 months in the water. Wet-slip cost uses $16/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Texas multiplier of 1.22. Replace it with a local quote when you have one.

Other boats in Texas

Pontoon cost in other states