BoatCostReal ownership math

Maryland · Pontoon

What does a pontoon cost in Maryland?

Planning defaults for Maryland: wet slip about $28/ft/month, 8 months in the water, gasoline around $3.35/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$719

$479 per outing

Most of this bill shows up whether you launch or not.

Fixed

$6,224/yr

$519/mo

Variable

$2,404/yr

Fuel + maintenance

Year-5 equity

Estimated value $25,096 vs loan balance $21,670.

Principal & interest$5,310/yr
Insurance$616/yr
Slip / storage$250/yr
Winterization$0/yr
Registration$48/yr
Fuel$1,054/yr
Maintenance$1,350/yr
Annual total$8,627/yr

Cruise burn 7.9 gph at $3.35/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a pontoon in Maryland?
This page starts from a 22-foot pontoon at $45,000 with Maryland slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Maryland?
Maryland is modeled with 8 months in the water. Wet-slip cost uses $28/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Maryland multiplier of 1.14. Replace it with a local quote when you have one.

Other boats in Maryland

Pontoon cost in other states