BoatCostReal ownership math

Massachusetts · Center console

What does a center console cost in Massachusetts?

Planning defaults for Massachusetts: wet slip about $36/ft/month, 6 months in the water, gasoline around $3.50/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$2,715

$1,357 per outing

Most of this bill shows up whether you launch or not.

Fixed

$22,176/yr

$1,848/mo

Variable

$10,403/yr

Fuel + maintenance

Year-5 equity

Estimated value $66,922 vs loan balance $57,787.

Principal & interest$14,160/yr
Insurance$2,016/yr
Slip / storage$5,400/yr
Winterization$550/yr
Registration$50/yr
Fuel$4,403/yr
Maintenance$6,000/yr
Annual total$32,579/yr

Cruise burn 15.7 gph at $3.50/gal. SFC estimate, not a sea trial.

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Questions

How much is a center console in Massachusetts?
This page starts from a 25-foot center console at $120,000 with Massachusetts slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Massachusetts?
Massachusetts is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Massachusetts multiplier of 1.12. Replace it with a local quote when you have one.

Other boats in Massachusetts

Center console cost in other states