BoatCostReal ownership math

Maryland · Cabin cruiser

What does a cabin cruiser cost in Maryland?

Planning defaults for Maryland: wet slip about $28/ft/month, 8 months in the water, gasoline around $3.35/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$4,426

$2,656 per outing

Most of this bill shows up whether you launch or not.

Fixed

$36,938/yr

$3,078/mo

Variable

$16,175/yr

Fuel + maintenance

Year-5 equity

Estimated value $122,691 vs loan balance $105,942.

Principal & interest$25,960/yr
Insurance$3,762/yr
Slip / storage$7,168/yr
Winterization$0/yr
Registration$48/yr
Fuel$7,375/yr
Maintenance$8,800/yr
Annual total$53,114/yr

Cruise burn 31.5 gph at $3.35/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a cabin cruiser in Maryland?
This page starts from a 32-foot cabin cruiser at $220,000 with Maryland slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Maryland?
Maryland is modeled with 8 months in the water. Wet-slip cost uses $28/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Maryland multiplier of 1.14. Replace it with a local quote when you have one.

Other boats in Maryland

Cabin cruiser cost in other states