BoatCostReal ownership math

North Dakota · Bowrider

What does a bowrider cost in North Dakota?

Planning defaults for North Dakota: wet slip about $8/ft/month, 5 months in the water, gasoline around $3.20/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,008

$605 per outing

Most of this bill shows up whether you launch or not.

Fixed

$8,221/yr

$685/mo

Variable

$3,877/yr

Fuel + maintenance

Year-5 equity

Estimated value $30,673 vs loan balance $26,486.

Principal & interest$6,490/yr
Insurance$701/yr
Slip / storage$500/yr
Winterization$510/yr
Registration$20/yr
Fuel$1,677/yr
Maintenance$2,200/yr
Annual total$12,099/yr

Cruise burn 10.5 gph at $3.20/gal. SFC estimate, not a sea trial.

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Questions

How much is a bowrider in North Dakota?
This page starts from a 20-foot bowrider at $55,000 with North Dakota slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in North Dakota?
North Dakota is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a North Dakota multiplier of 0.85. Replace it with a local quote when you have one.

Other boats in North Dakota

Bowrider cost in other states