BoatCostReal ownership math

New York · Bowrider

What does a bowrider cost in New York?

Planning defaults for New York: wet slip about $38/ft/month, 6 months in the water, gasoline around $3.50/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,046

$628 per outing

Most of this bill shows up whether you launch or not.

Fixed

$8,519/yr

$710/mo

Variable

$4,035/yr

Fuel + maintenance

Year-5 equity

Estimated value $30,673 vs loan balance $26,486.

Principal & interest$6,490/yr
Insurance$974/yr
Slip / storage$500/yr
Winterization$510/yr
Registration$45/yr
Fuel$1,835/yr
Maintenance$2,200/yr
Annual total$12,553/yr

Cruise burn 10.5 gph at $3.50/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a bowrider in New York?
This page starts from a 20-foot bowrider at $55,000 with New York slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in New York?
New York is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a New York multiplier of 1.18. Replace it with a local quote when you have one.

Other boats in New York

Bowrider cost in other states