BoatCostReal ownership math

Iowa · Bowrider

What does a bowrider cost in Iowa?

Planning defaults for Iowa: wet slip about $10/ft/month, 5 months in the water, gasoline around $3.15/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,010

$606 per outing

Most of this bill shows up whether you launch or not.

Fixed

$8,268/yr

$689/mo

Variable

$3,851/yr

Fuel + maintenance

Year-5 equity

Estimated value $30,673 vs loan balance $26,486.

Principal & interest$6,490/yr
Insurance$743/yr
Slip / storage$500/yr
Winterization$510/yr
Registration$25/yr
Fuel$1,651/yr
Maintenance$2,200/yr
Annual total$12,119/yr

Cruise burn 10.5 gph at $3.15/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a bowrider in Iowa?
This page starts from a 20-foot bowrider at $55,000 with Iowa slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Iowa?
Iowa is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Iowa multiplier of 0.9. Replace it with a local quote when you have one.

Other boats in Iowa

Bowrider cost in other states