How much is a bay boat in Texas?

This page starts from a 22-foot bay boat at $65,000 with Texas slip, insurance, and fuel defaults. Change the price to match a listing.

Do I need a wet slip in Texas?

Texas is modeled with 12 months in the water. Wet-slip cost uses $16/ft/month.

Is insurance different here?

The insurance estimate is a percentage of price times a Texas multiplier of 1.22. Replace it with a local quote when you have one.

Texas · Bay boat

What does a bay boat cost in Texas?

Planning defaults for Texas: wet slip about $16/ft/month, 12 months in the water, gasoline around $2.95/gal. Most of this bill shows up whether you launch or not.

BoatTypePrice$LengthftHorsepower (each)hpEnginesFuel

How you payLoanDown payment$APR%Illustration rate, not a quote.Termyrs

Where you keep itStateStorage

How you use itHours per yearOutings per yearZero outings still shows the bill. Most of it shows up whether you launch or not.Cruise load factorInsurance override (annual)$Blank uses the estimate. Any number, including 0, wins.Slip / storage override (annual)$Maintenance override (annual)$

All-in monthly

$1,096

$598 per outing

Most of this bill shows up whether you launch or not.

Fixed

$9,160/yr

$763/mo

Variable

$3,992/yr

Fuel + maintenance

Year-5 equity

Estimated value $36,250 vs loan balance $31,301.

Principal & interest	$7,670/yr
Insurance	$1,190/yr
Slip / storage	$250/yr
Winterization	$0/yr
Registration	$50/yr
Fuel	$1,392/yr
Maintenance	$2,600/yr
Annual total	$13,151/yr

Cruise burn 7.9 gph at $2.95/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Compare own vs rent vs club →Trip fuel calculator →

All-in $1,096/mo · $598 per outing

Questions

How much is a bay boat in Texas?: This page starts from a 22-foot bay boat at $65,000 with Texas slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Texas?: Texas is modeled with 12 months in the water. Wet-slip cost uses $16/ft/month.
Is insurance different here?: The insurance estimate is a percentage of price times a Texas multiplier of 1.22. Replace it with a local quote when you have one.

What does a bay boat cost in Texas?

Questions

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Bay boat cost in other states