Massachusetts · Bay boat
What does a bay boat cost in Massachusetts?
Planning defaults for Massachusetts: wet slip about $36/ft/month, 6 months in the water, gasoline around $3.50/gal, plus winterization. Most of this bill shows up whether you launch or not.
All-in monthly
$1,174
$640 per outing
Most of this bill shows up whether you launch or not.
Fixed
$9,838/yr
$820/mo
Variable
$4,251/yr
Fuel + maintenance
Year-5 equity
Estimated value $36,250 vs loan balance $31,301.
| Principal & interest | $7,670/yr |
|---|---|
| Insurance | $1,092/yr |
| Slip / storage | $500/yr |
| Winterization | $526/yr |
| Registration | $50/yr |
| Fuel | $1,651/yr |
| Maintenance | $2,600/yr |
| Annual total | $14,089/yr |
Cruise burn 7.9 gph at $3.50/gal. SFC estimate, not a sea trial.
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Questions
- How much is a bay boat in Massachusetts?
- This page starts from a 22-foot bay boat at $65,000 with Massachusetts slip, insurance, and fuel defaults. Change the price to match a listing.
- Do I need a wet slip in Massachusetts?
- Massachusetts is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
- Is insurance different here?
- The insurance estimate is a percentage of price times a Massachusetts multiplier of 1.12. Replace it with a local quote when you have one.