Boat ownership cost estimates by type
Seven boat types, each with a planning page for every U.S. state and the District of Columbia. Defaults are educational inputs for the ownership calculator — not asking prices, marina rate sheets, insurance binders, or legal advice.
Open a type hub, pick a state, then overwrite price, storage, hours, and quotes. The ownership calculator uses the same formulas on every page.
- Pontoon cost by state
Pontoons are social deck boats. The loan can look modest; furniture, a wet slip, and a bigger outboard are what usually move the monthly number.
51 state pages
- Bowrider cost by state
Bowriders are the default first runabout: a pointed bow lounge, a sterndrive or outboard, and a trailer. The payment is rarely the whole bill.
51 state pages
- Center console cost by state
Center consoles are fishing machines: open decks, big outboards, and often a wet slip. Fuel and maintenance are built to be a larger share of price than on a pontoon.
51 state pages
- Bay boat cost by state
Bay boats sit between a skiff and a center console: skinny water, a modest V, still usually trailerable. The cost surprise is rarely the hull—it is the outboard and how you park it.
51 state pages
- Personal watercraft cost by state
Personal watercraft are cheap to buy next to a cabin cruiser and expensive to keep as a percent of price. Insurance and maintenance percentages are the highest in this model.
51 state pages
- Cabin cruiser cost by state
Cabin cruisers add beds, heads, and systems. Twin engines and a wet slip move the monthly number faster than overall length.
51 state pages
- Sailboat cost by state
Sailboats trade horsepower for marina time. The engine is small; the slip, bottom, and standing rigging are not.
51 state pages