BoatCostReal ownership math

Virginia · Sailboat

What does a sailboat cost in Virginia?

Planning defaults for Virginia: wet slip about $20/ft/month, 8 months in the water, gasoline around $3.25/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,559

$1,039 per outing

Most of this bill shows up whether you launch or not.

Fixed

$15,988/yr

$1,332/mo

Variable

$2,717/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$1,122/yr
Slip / storage$4,800/yr
Winterization$0/yr
Registration$36/yr
Fuel$167/yr
Maintenance$2,550/yr
Annual total$18,705/yr

Cruise burn 1.1 gph at $3.70/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a sailboat in Virginia?
This page starts from a 30-foot sailboat at $85,000 with Virginia slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Virginia?
Virginia is modeled with 8 months in the water. Wet-slip cost uses $20/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Virginia multiplier of 1.1. Replace it with a local quote when you have one.

Other boats in Virginia

Sailboat cost in other states