BoatCostReal ownership math

Tennessee · Sailboat

What does a sailboat cost in Tennessee?

Planning defaults for Tennessee: wet slip about $12/ft/month, 8 months in the water, gasoline around $3.10/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,385

$923 per outing

Most of this bill shows up whether you launch or not.

Fixed

$13,906/yr

$1,159/mo

Variable

$2,708/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$969/yr
Slip / storage$2,880/yr
Winterization$0/yr
Registration$27/yr
Fuel$158/yr
Maintenance$2,550/yr
Annual total$16,614/yr

Cruise burn 1.1 gph at $3.50/gal. SFC estimate, not a sea trial.

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Questions

How much is a sailboat in Tennessee?
This page starts from a 30-foot sailboat at $85,000 with Tennessee slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Tennessee?
Tennessee is modeled with 8 months in the water. Wet-slip cost uses $12/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Tennessee multiplier of 0.95. Replace it with a local quote when you have one.

Other boats in Tennessee

Sailboat cost in other states