BoatCostReal ownership math

New Mexico · Sailboat

What does a sailboat cost in New Mexico?

Planning defaults for New Mexico: wet slip about $10/ft/month, 8 months in the water, gasoline around $3.20/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,341

$894 per outing

Most of this bill shows up whether you launch or not.

Fixed

$13,376/yr

$1,115/mo

Variable

$2,713/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$918/yr
Slip / storage$2,400/yr
Winterization$0/yr
Registration$28/yr
Fuel$163/yr
Maintenance$2,550/yr
Annual total$16,089/yr

Cruise burn 1.1 gph at $3.60/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a sailboat in New Mexico?
This page starts from a 30-foot sailboat at $85,000 with New Mexico slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in New Mexico?
New Mexico is modeled with 8 months in the water. Wet-slip cost uses $10/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a New Mexico multiplier of 0.9. Replace it with a local quote when you have one.

Other boats in New Mexico

Sailboat cost in other states