BoatCostReal ownership math

New Jersey · Sailboat

What does a sailboat cost in New Jersey?

Planning defaults for New Jersey: wet slip about $30/ft/month, 7 months in the water, gasoline around $3.40/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,691

$1,127 per outing

Most of this bill shows up whether you launch or not.

Fixed

$17,565/yr

$1,464/mo

Variable

$2,724/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$1,183/yr
Slip / storage$6,300/yr
Winterization$0/yr
Registration$52/yr
Fuel$174/yr
Maintenance$2,550/yr
Annual total$20,289/yr

Cruise burn 1.1 gph at $3.85/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a sailboat in New Jersey?
This page starts from a 30-foot sailboat at $85,000 with New Jersey slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in New Jersey?
New Jersey is modeled with 7 months in the water. Wet-slip cost uses $30/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a New Jersey multiplier of 1.16. Replace it with a local quote when you have one.

Other boats in New Jersey

Sailboat cost in other states