BoatCostReal ownership math

New Hampshire · Sailboat

What does a sailboat cost in New Hampshire?

Planning defaults for New Hampshire: wet slip about $18/ft/month, 5 months in the water, gasoline around $3.40/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,428

$952 per outing

Most of this bill shows up whether you launch or not.

Fixed

$14,415/yr

$1,201/mo

Variable

$2,726/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$1,071/yr
Slip / storage$2,700/yr
Winterization$590/yr
Registration$24/yr
Fuel$176/yr
Maintenance$2,550/yr
Annual total$17,142/yr

Cruise burn 1.1 gph at $3.90/gal. SFC estimate, not a sea trial.

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Questions

How much is a sailboat in New Hampshire?
This page starts from a 30-foot sailboat at $85,000 with New Hampshire slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in New Hampshire?
New Hampshire is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a New Hampshire multiplier of 1.05. Replace it with a local quote when you have one.

Other boats in New Hampshire

Sailboat cost in other states