BoatCostReal ownership math

Iowa · Sailboat

What does a sailboat cost in Iowa?

Planning defaults for Iowa: wet slip about $10/ft/month, 5 months in the water, gasoline around $3.15/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,314

$876 per outing

Most of this bill shows up whether you launch or not.

Fixed

$13,063/yr

$1,089/mo

Variable

$2,711/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$918/yr
Slip / storage$1,500/yr
Winterization$590/yr
Registration$25/yr
Fuel$161/yr
Maintenance$2,550/yr
Annual total$15,774/yr

Cruise burn 1.1 gph at $3.55/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a sailboat in Iowa?
This page starts from a 30-foot sailboat at $85,000 with Iowa slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Iowa?
Iowa is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Iowa multiplier of 0.9. Replace it with a local quote when you have one.

Other boats in Iowa

Sailboat cost in other states