BoatCostReal ownership math

Illinois · Sailboat

What does a sailboat cost in Illinois?

Planning defaults for Illinois: wet slip about $16/ft/month, 6 months in the water, gasoline around $3.35/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,439

$959 per outing

Most of this bill shows up whether you launch or not.

Fixed

$14,548/yr

$1,212/mo

Variable

$2,720/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$1,020/yr
Slip / storage$2,880/yr
Winterization$590/yr
Registration$28/yr
Fuel$170/yr
Maintenance$2,550/yr
Annual total$17,268/yr

Cruise burn 1.1 gph at $3.75/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a sailboat in Illinois?
This page starts from a 30-foot sailboat at $85,000 with Illinois slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Illinois?
Illinois is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Illinois multiplier of 1. Replace it with a local quote when you have one.

Other boats in Illinois

Sailboat cost in other states