BoatCostReal ownership math

California · Sailboat

What does a sailboat cost in California?

Planning defaults for California: wet slip about $42/ft/month, 12 months in the water, gasoline around $4.65/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$2,426

$1,617 per outing

Most of this bill shows up whether you launch or not.

Fixed

$26,331/yr

$2,194/mo

Variable

$2,778/yr

Fuel + maintenance

Year-5 equity

Estimated value $47,403 vs loan balance $40,932.

Principal & interest$10,030/yr
Insurance$1,142/yr
Slip / storage$15,120/yr
Winterization$0/yr
Registration$38/yr
Fuel$228/yr
Maintenance$2,550/yr
Annual total$29,109/yr

Cruise burn 1.1 gph at $5.05/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a sailboat in California?
This page starts from a 30-foot sailboat at $85,000 with California slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in California?
California is modeled with 12 months in the water. Wet-slip cost uses $42/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a California multiplier of 1.12. Replace it with a local quote when you have one.

Other boats in California

Sailboat cost in other states