Minnesota · Personal watercraft
What does a personal watercraft cost in Minnesota?
Planning defaults for Minnesota: wet slip about $14/ft/month, 5 months in the water, gasoline around $3.25/gal, plus winterization. Most of this bill shows up whether you launch or not.
All-in monthly
$391
$293 per outing
Most of this bill shows up whether you launch or not.
Fixed
$3,172/yr
$264/mo
Variable
$1,522/yr
Fuel + maintenance
Year-5 equity
Estimated value $8,923 vs loan balance $7,705.
| Principal & interest | $1,888/yr |
|---|---|
| Insurance | $314/yr |
| Slip / storage | $500/yr |
| Winterization | $438/yr |
| Registration | $32/yr |
| Fuel | $562/yr |
| Maintenance | $960/yr |
| Annual total | $4,694/yr |
Cruise burn 5.8 gph at $3.25/gal. SFC estimate, not a sea trial.
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Questions
- How much is a personal watercraft in Minnesota?
- This page starts from a 11-foot personal watercraft at $16,000 with Minnesota slip, insurance, and fuel defaults. Change the price to match a listing.
- Do I need a wet slip in Minnesota?
- Minnesota is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
- Is insurance different here?
- The insurance estimate is a percentage of price times a Minnesota multiplier of 0.98. Replace it with a local quote when you have one.