Michigan · Personal watercraft
What does a personal watercraft cost in Michigan?
Planning defaults for Michigan: wet slip about $16/ft/month, 5 months in the water, gasoline around $3.30/gal, plus winterization. Most of this bill shows up whether you launch or not.
All-in monthly
$393
$295 per outing
Most of this bill shows up whether you launch or not.
Fixed
$3,187/yr
$266/mo
Variable
$1,531/yr
Fuel + maintenance
Year-5 equity
Estimated value $8,923 vs loan balance $7,705.
| Principal & interest | $1,888/yr |
|---|---|
| Insurance | $326/yr |
| Slip / storage | $500/yr |
| Winterization | $438/yr |
| Registration | $35/yr |
| Fuel | $571/yr |
| Maintenance | $960/yr |
| Annual total | $4,718/yr |
Cruise burn 5.8 gph at $3.30/gal. SFC estimate, not a sea trial.
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Questions
- How much is a personal watercraft in Michigan?
- This page starts from a 11-foot personal watercraft at $16,000 with Michigan slip, insurance, and fuel defaults. Change the price to match a listing.
- Do I need a wet slip in Michigan?
- Michigan is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
- Is insurance different here?
- The insurance estimate is a percentage of price times a Michigan multiplier of 1.02. Replace it with a local quote when you have one.