BoatCostReal ownership math

Kentucky · Personal watercraft

What does a personal watercraft cost in Kentucky?

Planning defaults for Kentucky: wet slip about $11/ft/month, 8 months in the water, gasoline around $3.15/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$331

$248 per outing

Most of this bill shows up whether you launch or not.

Fixed

$2,464/yr

$205/mo

Variable

$1,505/yr

Fuel + maintenance

Year-5 equity

Estimated value $8,923 vs loan balance $7,705.

Principal & interest$1,888/yr
Insurance$304/yr
Slip / storage$250/yr
Winterization$0/yr
Registration$22/yr
Fuel$545/yr
Maintenance$960/yr
Annual total$3,969/yr

Cruise burn 5.8 gph at $3.15/gal. SFC estimate, not a sea trial.

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Questions

How much is a personal watercraft in Kentucky?
This page starts from a 11-foot personal watercraft at $16,000 with Kentucky slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Kentucky?
Kentucky is modeled with 8 months in the water. Wet-slip cost uses $11/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Kentucky multiplier of 0.95. Replace it with a local quote when you have one.

Other boats in Kentucky

Personal watercraft cost in other states