BoatCostReal ownership math

Colorado · Personal watercraft

What does a personal watercraft cost in Colorado?

Planning defaults for Colorado: wet slip about $14/ft/month, 5 months in the water, gasoline around $3.20/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$389

$292 per outing

Most of this bill shows up whether you launch or not.

Fixed

$3,155/yr

$263/mo

Variable

$1,514/yr

Fuel + maintenance

Year-5 equity

Estimated value $8,923 vs loan balance $7,705.

Principal & interest$1,888/yr
Insurance$294/yr
Slip / storage$500/yr
Winterization$438/yr
Registration$35/yr
Fuel$554/yr
Maintenance$960/yr
Annual total$4,669/yr

Cruise burn 5.8 gph at $3.20/gal. SFC estimate, not a sea trial.

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Questions

How much is a personal watercraft in Colorado?
This page starts from a 11-foot personal watercraft at $16,000 with Colorado slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Colorado?
Colorado is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Colorado multiplier of 0.92. Replace it with a local quote when you have one.

Other boats in Colorado

Personal watercraft cost in other states