BoatCostReal ownership math

Arizona · Personal watercraft

What does a personal watercraft cost in Arizona?

Planning defaults for Arizona: wet slip about $12/ft/month, 12 months in the water, gasoline around $3.45/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$335

$251 per outing

Most of this bill shows up whether you launch or not.

Fixed

$2,464/yr

$205/mo

Variable

$1,557/yr

Fuel + maintenance

Year-5 equity

Estimated value $8,923 vs loan balance $7,705.

Principal & interest$1,888/yr
Insurance$304/yr
Slip / storage$250/yr
Winterization$0/yr
Registration$22/yr
Fuel$597/yr
Maintenance$960/yr
Annual total$4,021/yr

Cruise burn 5.8 gph at $3.45/gal. SFC estimate, not a sea trial.

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Questions

How much is a personal watercraft in Arizona?
This page starts from a 11-foot personal watercraft at $16,000 with Arizona slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Arizona?
Arizona is modeled with 12 months in the water. Wet-slip cost uses $12/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Arizona multiplier of 0.95. Replace it with a local quote when you have one.

Other boats in Arizona

Personal watercraft cost in other states