BoatCostReal ownership math

Tennessee · Pontoon

What does a pontoon cost in Tennessee?

Planning defaults for Tennessee: wet slip about $12/ft/month, 8 months in the water, gasoline around $3.10/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$702

$468 per outing

Most of this bill shows up whether you launch or not.

Fixed

$6,100/yr

$508/mo

Variable

$2,325/yr

Fuel + maintenance

Year-5 equity

Estimated value $25,096 vs loan balance $21,670.

Principal & interest$5,310/yr
Insurance$513/yr
Slip / storage$250/yr
Winterization$0/yr
Registration$27/yr
Fuel$975/yr
Maintenance$1,350/yr
Annual total$8,425/yr

Cruise burn 7.9 gph at $3.10/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a pontoon in Tennessee?
This page starts from a 22-foot pontoon at $45,000 with Tennessee slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Tennessee?
Tennessee is modeled with 8 months in the water. Wet-slip cost uses $12/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Tennessee multiplier of 0.95. Replace it with a local quote when you have one.

Other boats in Tennessee

Pontoon cost in other states