BoatCostReal ownership math

Rhode Island · Pontoon

What does a pontoon cost in Rhode Island?

Planning defaults for Rhode Island: wet slip about $24/ft/month, 6 months in the water, gasoline around $3.45/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$784

$523 per outing

Most of this bill shows up whether you launch or not.

Fixed

$6,970/yr

$581/mo

Variable

$2,435/yr

Fuel + maintenance

Year-5 equity

Estimated value $25,096 vs loan balance $21,670.

Principal & interest$5,310/yr
Insurance$594/yr
Slip / storage$500/yr
Winterization$526/yr
Registration$40/yr
Fuel$1,085/yr
Maintenance$1,350/yr
Annual total$9,405/yr

Cruise burn 7.9 gph at $3.45/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a pontoon in Rhode Island?
This page starts from a 22-foot pontoon at $45,000 with Rhode Island slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Rhode Island?
Rhode Island is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Rhode Island multiplier of 1.1. Replace it with a local quote when you have one.

Other boats in Rhode Island

Pontoon cost in other states