BoatCostReal ownership math

New York · Pontoon

What does a pontoon cost in New York?

Planning defaults for New York: wet slip about $38/ft/month, 6 months in the water, gasoline around $3.50/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$789

$526 per outing

Most of this bill shows up whether you launch or not.

Fixed

$7,018/yr

$585/mo

Variable

$2,451/yr

Fuel + maintenance

Year-5 equity

Estimated value $25,096 vs loan balance $21,670.

Principal & interest$5,310/yr
Insurance$637/yr
Slip / storage$500/yr
Winterization$526/yr
Registration$45/yr
Fuel$1,101/yr
Maintenance$1,350/yr
Annual total$9,469/yr

Cruise burn 7.9 gph at $3.50/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a pontoon in New York?
This page starts from a 22-foot pontoon at $45,000 with New York slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in New York?
New York is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a New York multiplier of 1.18. Replace it with a local quote when you have one.

Other boats in New York

Pontoon cost in other states