BoatCostReal ownership math

New Jersey · Center console

What does a center console cost in New Jersey?

Planning defaults for New Jersey: wet slip about $30/ft/month, 7 months in the water, gasoline around $3.40/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$2,652

$1,326 per outing

Most of this bill shows up whether you launch or not.

Fixed

$21,550/yr

$1,796/mo

Variable

$10,277/yr

Fuel + maintenance

Year-5 equity

Estimated value $66,922 vs loan balance $57,787.

Principal & interest$14,160/yr
Insurance$2,088/yr
Slip / storage$5,250/yr
Winterization$0/yr
Registration$52/yr
Fuel$4,277/yr
Maintenance$6,000/yr
Annual total$31,828/yr

Cruise burn 15.7 gph at $3.40/gal. SFC estimate, not a sea trial.

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Questions

How much is a center console in New Jersey?
This page starts from a 25-foot center console at $120,000 with New Jersey slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in New Jersey?
New Jersey is modeled with 7 months in the water. Wet-slip cost uses $30/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a New Jersey multiplier of 1.16. Replace it with a local quote when you have one.

Other boats in New Jersey

Center console cost in other states