BoatCostReal ownership math

Pennsylvania · Cabin cruiser

What does a cabin cruiser cost in Pennsylvania?

Planning defaults for Pennsylvania: wet slip about $16/ft/month, 6 months in the water, gasoline around $3.35/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$4,095

$2,457 per outing

Most of this bill shows up whether you launch or not.

Fixed

$32,970/yr

$2,748/mo

Variable

$16,175/yr

Fuel + maintenance

Year-5 equity

Estimated value $122,691 vs loan balance $105,942.

Principal & interest$25,960/yr
Insurance$3,300/yr
Slip / storage$3,072/yr
Winterization$606/yr
Registration$32/yr
Fuel$7,375/yr
Maintenance$8,800/yr
Annual total$49,146/yr

Cruise burn 31.5 gph at $3.35/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a cabin cruiser in Pennsylvania?
This page starts from a 32-foot cabin cruiser at $220,000 with Pennsylvania slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Pennsylvania?
Pennsylvania is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Pennsylvania multiplier of 1. Replace it with a local quote when you have one.

Other boats in Pennsylvania

Cabin cruiser cost in other states