BoatCostReal ownership math

New Jersey · Cabin cruiser

What does a cabin cruiser cost in New Jersey?

Planning defaults for New Jersey: wet slip about $30/ft/month, 7 months in the water, gasoline around $3.40/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$4,404

$2,642 per outing

Most of this bill shows up whether you launch or not.

Fixed

$36,560/yr

$3,047/mo

Variable

$16,285/yr

Fuel + maintenance

Year-5 equity

Estimated value $122,691 vs loan balance $105,942.

Principal & interest$25,960/yr
Insurance$3,828/yr
Slip / storage$6,720/yr
Winterization$0/yr
Registration$52/yr
Fuel$7,485/yr
Maintenance$8,800/yr
Annual total$52,846/yr

Cruise burn 31.5 gph at $3.40/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a cabin cruiser in New Jersey?
This page starts from a 32-foot cabin cruiser at $220,000 with New Jersey slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in New Jersey?
New Jersey is modeled with 7 months in the water. Wet-slip cost uses $30/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a New Jersey multiplier of 1.16. Replace it with a local quote when you have one.

Other boats in New Jersey

Cabin cruiser cost in other states