Minnesota · Cabin cruiser
What does a cabin cruiser cost in Minnesota?
Planning defaults for Minnesota: wet slip about $14/ft/month, 5 months in the water, gasoline around $3.25/gal, plus winterization. Most of this bill shows up whether you launch or not.
All-in monthly
$4,002
$2,401 per outing
Most of this bill shows up whether you launch or not.
Fixed
$32,072/yr
$2,673/mo
Variable
$15,955/yr
Fuel + maintenance
Year-5 equity
Estimated value $122,691 vs loan balance $105,942.
| Principal & interest | $25,960/yr |
|---|---|
| Insurance | $3,234/yr |
| Slip / storage | $2,240/yr |
| Winterization | $606/yr |
| Registration | $32/yr |
| Fuel | $7,155/yr |
| Maintenance | $8,800/yr |
| Annual total | $48,028/yr |
Cruise burn 31.5 gph at $3.25/gal. SFC estimate, not a sea trial.
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Questions
- How much is a cabin cruiser in Minnesota?
- This page starts from a 32-foot cabin cruiser at $220,000 with Minnesota slip, insurance, and fuel defaults. Change the price to match a listing.
- Do I need a wet slip in Minnesota?
- Minnesota is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
- Is insurance different here?
- The insurance estimate is a percentage of price times a Minnesota multiplier of 0.98. Replace it with a local quote when you have one.