Massachusetts · Cabin cruiser
What does a cabin cruiser cost in Massachusetts?
Planning defaults for Massachusetts: wet slip about $36/ft/month, 6 months in the water, gasoline around $3.50/gal, plus winterization. Most of this bill shows up whether you launch or not.
All-in monthly
$4,478
$2,687 per outing
Most of this bill shows up whether you launch or not.
Fixed
$37,224/yr
$3,102/mo
Variable
$16,506/yr
Fuel + maintenance
Year-5 equity
Estimated value $122,691 vs loan balance $105,942.
| Principal & interest | $25,960/yr |
|---|---|
| Insurance | $3,696/yr |
| Slip / storage | $6,912/yr |
| Winterization | $606/yr |
| Registration | $50/yr |
| Fuel | $7,706/yr |
| Maintenance | $8,800/yr |
| Annual total | $53,730/yr |
Cruise burn 31.5 gph at $3.50/gal. SFC estimate, not a sea trial.
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Questions
- How much is a cabin cruiser in Massachusetts?
- This page starts from a 32-foot cabin cruiser at $220,000 with Massachusetts slip, insurance, and fuel defaults. Change the price to match a listing.
- Do I need a wet slip in Massachusetts?
- Massachusetts is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
- Is insurance different here?
- The insurance estimate is a percentage of price times a Massachusetts multiplier of 1.12. Replace it with a local quote when you have one.