BoatCostReal ownership math

Maine · Cabin cruiser

What does a cabin cruiser cost in Maine?

Planning defaults for Maine: wet slip about $20/ft/month, 5 months in the water, gasoline around $3.40/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$4,129

$2,478 per outing

Most of this bill shows up whether you launch or not.

Fixed

$33,266/yr

$2,772/mo

Variable

$16,285/yr

Fuel + maintenance

Year-5 equity

Estimated value $122,691 vs loan balance $105,942.

Principal & interest$25,960/yr
Insurance$3,465/yr
Slip / storage$3,200/yr
Winterization$606/yr
Registration$35/yr
Fuel$7,485/yr
Maintenance$8,800/yr
Annual total$49,552/yr

Cruise burn 31.5 gph at $3.40/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a cabin cruiser in Maine?
This page starts from a 32-foot cabin cruiser at $220,000 with Maine slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Maine?
Maine is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Maine multiplier of 1.05. Replace it with a local quote when you have one.

Other boats in Maine

Cabin cruiser cost in other states