BoatCostReal ownership math

Kansas · Cabin cruiser

What does a cabin cruiser cost in Kansas?

Planning defaults for Kansas: wet slip about $9/ft/month, 7 months in the water, gasoline around $3.10/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$3,883

$2,330 per outing

Most of this bill shows up whether you launch or not.

Fixed

$30,976/yr

$2,581/mo

Variable

$15,625/yr

Fuel + maintenance

Year-5 equity

Estimated value $122,691 vs loan balance $105,942.

Principal & interest$25,960/yr
Insurance$2,970/yr
Slip / storage$2,016/yr
Winterization$0/yr
Registration$30/yr
Fuel$6,825/yr
Maintenance$8,800/yr
Annual total$46,601/yr

Cruise burn 31.5 gph at $3.10/gal. SFC estimate, not a sea trial.

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Questions

How much is a cabin cruiser in Kansas?
This page starts from a 32-foot cabin cruiser at $220,000 with Kansas slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Kansas?
Kansas is modeled with 7 months in the water. Wet-slip cost uses $9/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a Kansas multiplier of 0.9. Replace it with a local quote when you have one.

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