BoatCostReal ownership math

Idaho · Cabin cruiser

What does a cabin cruiser cost in Idaho?

Planning defaults for Idaho: wet slip about $12/ft/month, 5 months in the water, gasoline around $3.25/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$3,953

$2,372 per outing

Most of this bill shows up whether you launch or not.

Fixed

$31,486/yr

$2,624/mo

Variable

$15,955/yr

Fuel + maintenance

Year-5 equity

Estimated value $122,691 vs loan balance $105,942.

Principal & interest$25,960/yr
Insurance$2,970/yr
Slip / storage$1,920/yr
Winterization$606/yr
Registration$30/yr
Fuel$7,155/yr
Maintenance$8,800/yr
Annual total$47,442/yr

Cruise burn 31.5 gph at $3.25/gal. SFC estimate, not a sea trial.

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Questions

How much is a cabin cruiser in Idaho?
This page starts from a 32-foot cabin cruiser at $220,000 with Idaho slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Idaho?
Idaho is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Idaho multiplier of 0.9. Replace it with a local quote when you have one.

Other boats in Idaho

Cabin cruiser cost in other states