BoatCostReal ownership math

Colorado · Cabin cruiser

What does a cabin cruiser cost in Colorado?

Planning defaults for Colorado: wet slip about $14/ft/month, 5 months in the water, gasoline around $3.20/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$3,977

$2,386 per outing

Most of this bill shows up whether you launch or not.

Fixed

$31,877/yr

$2,656/mo

Variable

$15,845/yr

Fuel + maintenance

Year-5 equity

Estimated value $122,691 vs loan balance $105,942.

Principal & interest$25,960/yr
Insurance$3,036/yr
Slip / storage$2,240/yr
Winterization$606/yr
Registration$35/yr
Fuel$7,045/yr
Maintenance$8,800/yr
Annual total$47,723/yr

Cruise burn 31.5 gph at $3.20/gal. SFC estimate, not a sea trial.

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Questions

How much is a cabin cruiser in Colorado?
This page starts from a 32-foot cabin cruiser at $220,000 with Colorado slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Colorado?
Colorado is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Colorado multiplier of 0.92. Replace it with a local quote when you have one.

Other boats in Colorado

Cabin cruiser cost in other states