BoatCostReal ownership math

Wisconsin · Bay boat

What does a bay boat cost in Wisconsin?

Planning defaults for Wisconsin: wet slip about $14/ft/month, 5 months in the water, gasoline around $3.25/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,151

$628 per outing

Most of this bill shows up whether you launch or not.

Fixed

$9,684/yr

$807/mo

Variable

$4,133/yr

Fuel + maintenance

Year-5 equity

Estimated value $36,250 vs loan balance $31,301.

Principal & interest$7,670/yr
Insurance$956/yr
Slip / storage$500/yr
Winterization$526/yr
Registration$32/yr
Fuel$1,533/yr
Maintenance$2,600/yr
Annual total$13,817/yr

Cruise burn 7.9 gph at $3.25/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a bay boat in Wisconsin?
This page starts from a 22-foot bay boat at $65,000 with Wisconsin slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Wisconsin?
Wisconsin is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Wisconsin multiplier of 0.98. Replace it with a local quote when you have one.

Other boats in Wisconsin

Bay boat cost in other states