BoatCostReal ownership math

Vermont · Bay boat

What does a bay boat cost in Vermont?

Planning defaults for Vermont: wet slip about $14/ft/month, 5 months in the water, gasoline around $3.40/gal, plus winterization. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,158

$632 per outing

Most of this bill shows up whether you launch or not.

Fixed

$9,693/yr

$808/mo

Variable

$4,204/yr

Fuel + maintenance

Year-5 equity

Estimated value $36,250 vs loan balance $31,301.

Principal & interest$7,670/yr
Insurance$975/yr
Slip / storage$500/yr
Winterization$526/yr
Registration$22/yr
Fuel$1,604/yr
Maintenance$2,600/yr
Annual total$13,897/yr

Cruise burn 7.9 gph at $3.40/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a bay boat in Vermont?
This page starts from a 22-foot bay boat at $65,000 with Vermont slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in Vermont?
Vermont is modeled as a cold-climate state with about 5 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
Is insurance different here?
The insurance estimate is a percentage of price times a Vermont multiplier of 1. Replace it with a local quote when you have one.

Other boats in Vermont

Bay boat cost in other states