New York · Bay boat
What does a bay boat cost in New York?
Planning defaults for New York: wet slip about $38/ft/month, 6 months in the water, gasoline around $3.50/gal, plus winterization. Most of this bill shows up whether you launch or not.
All-in monthly
$1,179
$643 per outing
Most of this bill shows up whether you launch or not.
Fixed
$9,892/yr
$824/mo
Variable
$4,251/yr
Fuel + maintenance
Year-5 equity
Estimated value $36,250 vs loan balance $31,301.
| Principal & interest | $7,670/yr |
|---|---|
| Insurance | $1,151/yr |
| Slip / storage | $500/yr |
| Winterization | $526/yr |
| Registration | $45/yr |
| Fuel | $1,651/yr |
| Maintenance | $2,600/yr |
| Annual total | $14,143/yr |
Cruise burn 7.9 gph at $3.50/gal. SFC estimate, not a sea trial.
Results travel with the URL.
Questions
- How much is a bay boat in New York?
- This page starts from a 22-foot bay boat at $65,000 with New York slip, insurance, and fuel defaults. Change the price to match a listing.
- Do I need a wet slip in New York?
- New York is modeled as a cold-climate state with about 6 months in the water and a winterization line. Trailering is often cheaper than a wet slip.
- Is insurance different here?
- The insurance estimate is a percentage of price times a New York multiplier of 1.18. Replace it with a local quote when you have one.