New Jersey · Bay boat
What does a bay boat cost in New Jersey?
Planning defaults for New Jersey: wet slip about $30/ft/month, 7 months in the water, gasoline around $3.40/gal. Most of this bill shows up whether you launch or not.
All-in monthly
$1,109
$605 per outing
Most of this bill shows up whether you launch or not.
Fixed
$9,103/yr
$759/mo
Variable
$4,204/yr
Fuel + maintenance
Year-5 equity
Estimated value $36,250 vs loan balance $31,301.
| Principal & interest | $7,670/yr |
|---|---|
| Insurance | $1,131/yr |
| Slip / storage | $250/yr |
| Winterization | $0/yr |
| Registration | $52/yr |
| Fuel | $1,604/yr |
| Maintenance | $2,600/yr |
| Annual total | $13,307/yr |
Cruise burn 7.9 gph at $3.40/gal. SFC estimate, not a sea trial.
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Questions
- How much is a bay boat in New Jersey?
- This page starts from a 22-foot bay boat at $65,000 with New Jersey slip, insurance, and fuel defaults. Change the price to match a listing.
- Do I need a wet slip in New Jersey?
- New Jersey is modeled with 7 months in the water. Wet-slip cost uses $30/ft/month.
- Is insurance different here?
- The insurance estimate is a percentage of price times a New Jersey multiplier of 1.16. Replace it with a local quote when you have one.