BoatCostReal ownership math

California · Bay boat

What does a bay boat cost in California?

Planning defaults for California: wet slip about $42/ft/month, 12 months in the water, gasoline around $4.65/gal. Most of this bill shows up whether you launch or not.

Boat
How you pay
Where you keep it
How you use it

All-in monthly

$1,154

$629 per outing

Most of this bill shows up whether you launch or not.

Fixed

$9,050/yr

$754/mo

Variable

$4,794/yr

Fuel + maintenance

Year-5 equity

Estimated value $36,250 vs loan balance $31,301.

Principal & interest$7,670/yr
Insurance$1,092/yr
Slip / storage$250/yr
Winterization$0/yr
Registration$38/yr
Fuel$2,194/yr
Maintenance$2,600/yr
Annual total$13,844/yr

Cruise burn 7.9 gph at $4.65/gal. SFC estimate, not a sea trial.

Results travel with the URL.

Questions

How much is a bay boat in California?
This page starts from a 22-foot bay boat at $65,000 with California slip, insurance, and fuel defaults. Change the price to match a listing.
Do I need a wet slip in California?
California is modeled with 12 months in the water. Wet-slip cost uses $42/ft/month.
Is insurance different here?
The insurance estimate is a percentage of price times a California multiplier of 1.12. Replace it with a local quote when you have one.

Other boats in California

Bay boat cost in other states